Mtb Long
Citi Earnings Show The Clouds And The Silver Lining (Seeking Alpha)
**By Stephen Simpson:**
_By Stephen D. Simpson_
Almost like a game show, with each major bank that reports earnings, the true
picture gets a little bit more clear. At this point, it’s looking like the
fourth quarter was a fair bit better for banks than Wall Street wanted to
acknowledge. To what extent this helps **Citigroup** (C), though, is an open
question – while there is still interesting long-range potential here, fourth
quarter results highlight both how much further Citi needs to travel and how
rocky that path may be.
**Fourth Quarter Results – Which Numbers Matter?**
When even relatively well-respect banks like **JPMorgan** (JPM) and **M&T
Bank** (MTB) hand out messy earnings reports, you know it’s a fairly common
industry issue. Citigroup’s earnings were no exception, as they contained the
usual melange of charges, special items, and gains.
On the top line, though, Citi missed. Instead of the $18.5 billion that
analysts
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